Motorcycle & Classic Car Insurance

Motorcycle Insurance

Motorcycle Insurance is a stand-alone form designed to provide appropriate coverage for a variety of motorcycles and related vehicles, such as trikes, mopeds, scooters, dirt bikes, all-terrain vehicles, Segway® personal transporters, golf carts, and snowmobiles.

A motorcycle is typically defined as (1) a two-wheel land motor vehicle with wheels in tandem (including an attached side car) that is designed primarily for use on public roads or (2) a three-wheel land motor vehicle designed primarily for use on public roads. 

Although motorcycles can be added to the personal auto policy (PAP), coverage gaps can result. Several insurers have developed this insurance for motorcycle owners, which reduces or eliminates these gaps. Some insurers also have specialty policies for off-road cycles, such as dirt bikes.

Classic Car Insurance

Classic Car Insurance protects your collectible vehicle through liability, comprehensive, collision, and other specialized coverages. Antique cars often maintain or increase in value, so classic car insurance typically covers yours up to an agreed value; regular car insurance might not provide as much coverage. 

A car is often considered classic when it is at least 10 years old and has historical interest, but classic car insurers have their own rules for accepting vehicles into their program. For instance, you may be subject to qualifiers like age, driving experience and record, and access to another vehicle.

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